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	Creditors Name	Current Balance	Minimum Payment	APR...%	Months Behind	This debt is for...
	Select AAA Financial AAFES/Military Star Abercrombie & Finch Advanta Alegis Group Amana / HRS American Eagle American General American Express Amoco AMRE Amsouth Any Unsecured AquaCare Artic Cat Art Van Aspire Aspire /CompuCredit Asset Acceptance LLC Avenue Shops / WFNNB Axsys / Fingerhut Axsys / Fingerhut Banana Republic Banco Popular Bank Card Services Bank First Action Card Bank of America (Current Visa) Bank of America (Current Mastercard) Bank of America (Past Due Mastercard) Bank of America (Past Due Visa) Bank of Boston Bank of Hawaii Bank One / First USA BB&T 14183 BDP/ HRS Bealls/ WFNNB Bedford Fair Belk Center Inc. Beneficial /(Household) HFC Revolving Loans Beneficial /(Household) HFC Installment Loans Bergner's/Saks Best Buy /HRS Blazer Finanical Bloomingdales /FACS Bon Marche/FACS Bonton Boscov Bose/ HRS Boston Store /Saks Bowflew / HRS BP Oil Bradlees / HRS Bradlees / HRS Brandsmart/HRS Brandsmart / GE Brauns / HRS Breuners / HRS Builders Square/ HRS Burdines Store/ FACS Cabelas Club Visa Cambridge Credit/ HRS Capital One Capital One Loans Card Service Center/FCNB Stores Card Service Center/Regular credit cards Carson Pirie Scott Casual Corner / GE Centennial -see First Premier Bank Central Hardware/ HRS Chadwicks - WFNNB Chase Chase Loans Chevron Citgo Citibank Associates Citibank Master Cards Citibank / Travelers Citibank Universal/ATT Citibank Visa Citi Business Card CitiCard Exceptions CitiFinancial CitiFinancial Loans City Furniture / GE Classic Home / HRS Clout Visa Cobrand Visa FDS Bank / Facs Compaq / HRS Comp USA / HRS Compass Bank Conseco now GE Capital Country Door Cosco / HRS Credit First NA / Firestone Cross Country Bank David's Bridal / HRS Dayton Retailer 9341 2.75% 8% Dell Financial Dillard’s Direct Charge Direct Merchants Discover 85 2% 9.9-17.99% Disney Credit Card Doppler Computer / HRS Dress Barn - WFNNB Eddie Bauer - Card Service Center Eddie Bauer - WFNNB Emerge Express - WFNNB Exxon / Mobil Facelifters /HRS Fashion Bug 776 2% 0% Fifth Third Bank Filene’s First Bankcard Center Firstar / Elan / US Bank First Cons. Master Trust First Family First Financial First National Credit Card First Nat’l Bank of Marin First Nat’l Bank of Omaha Visa First Nat'l Bank of Omaha MC First Premier Bank First Select First USA/ Bank One Five Star Bank Fleet Credit Card Services Fleet Standard Fleet Credit Card T FNANB FNANB & Circuit City Foleys Fred Meyers/Citibank Fred Meyers/GECC Gap/MCCBG Gardner White / HRS Gateway / Citibank Gateway/ HRS Get Smart see Providian GE Capital GE Capital for Mill Creek /Green Tree accounts GECC Germarie /HRS Ginny's GM Card Goldsmiths/ FACS Goldsteins Furniture / HRS Good Guys/ HRS Good Year/ Citibank Goody's -WFNNB Gordmans /WFNNB Gordons/ Citibank Gottschalk / HRS Green Tree see GE Capital Guitar Center/ HRS Hague Water / HRS Harlem Furniture /HRS Harris Bank /Partner First Heilig Meyers Heilig Meyers / HRS 102605 Help Card Helzberg / Citibank Helzberg / Citibank Herbergers /Saks Highland Superstores/ HRS Home America/ HRS Homebase/ HRS Home Depot/Citibank USA Home Shopping Network Honey Creek Household (Credit Card) Household (check) Houston Trane / HRS HSBC Bank Hudson Retailers Huntington Bank Ikea /HRS Individualized Bankcard / MBNA IRS Accts JCPenney / GE Cap JCrew- WFNNB Jessica London - WFNNB Jordan Marsh / FACS Juniper Bank Kaufmanns Key Bank / Citibank King Size -WFNNB Kmart/HRS Kohls Lane Bryant - WFNNB Lazarus / Facs Lechmere /GE Lerner -WFNNB Levitz/ HRS Limited- WFNNB Lord & Taylor Lowes 84 Lumber/ HRS Macy’s / GE Macy's /Broadway/ FACS Macy’s /Abraham Stauss/ FACS Marlo/HRS Marshall Fields Retailer Maurice's -WFNNB MBNA Gold MBNA Standard MBNA Platinum MBNA Loans McRaes /Saks Medical Bills Mellon /Citibank Menards / HRS Men's Warehouse Merksamers Jewelers Merrick Bank Merrick /Nextcard Accts Mervyns Retailer Midnight Velvet Mill Creek see GE Capital Mitsubishi / HRS Mobil/ WFNNB Money Tree Monogram Bank Monroe & Main Montgomery Ward National City Navy Federal -Credit Cards Navy Federal -Loans Neiman Marcus Newport News - Card Service Center Newport News - WFNNB New York & Co = WFNNB Nextcard Nordstrom Office Depot / Citibank Office Max / Citibank Old Navy /GE Orchard Bank Pacfic Sun Wear - WFNNB Palis Royal - WFNNB Parisians / Saks Payday Loans Peach Direct / HRS Peoples Bank Peoples Bank Loans Pier One / FACS PNC Proffits / Saks Provident Bank Providian Low line Providian Recovery/Legal QVC / HRS Radio Shack / Citibank Rainsoft / HRS Rhodes / HRS Rich’s/ FACS Roaman's / WFNNB Robinson May Rooms to Go/ HRS Rotman Furniture / HRS Sallie Mae Loans Sam Ash / HRS Sam’s Club Samuels /WFNNB Scott Shuptrine Furniture/ HRS Seamans/ HRS Sears MasterCard Sears Store card Service Merchandise -HRS Service Merchandise Seventh Avenue Shell Shop at Home Shopsmith / HRS Sony / HRS Spiegel FCNB -Card Service Center Spiegel Sports Authority Stage Stores Stapes / Citibank Sterling Jeweler's Stern's /Facs Structure SunTrust Suzuki Swiss Colony Target Retailers Target Visa Texaco Topps Appliance The Buckle US Bank /Business Accts USAA Value City Verizon /Citibank Credit Card Verizon Wireless Victoria Secrets Visa Wachovia Wachovia WalMart Wells Fargo Financial Wells Fargo Card Services(Visa & Mastercard) Wells Fargo Card Services(Norwest Visa) Wells Fargo Card Services(Norwest Mastercard) Wells Fargo Personal Loan WFNNB Yamaha Yamaha Music Younkers / Saks Zales / Citibank			Choose 0% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25%	Choose Not Behind 1 2 3 4 5 6 7 8 9 10 10+	-- Choose One -- Credit Card Store Credit Signature Loan Business Loan Furniture Loan/Credit Medical Bills Collections Medical Bills Non Collections Utility Disconnected Only
	Select AAA Financial AAFES/Military Star Abercrombie & Finch Advanta Alegis Group Amana / HRS American Eagle American General American Express Amoco AMRE Amsouth Any Unsecured AquaCare Artic Cat Art Van Aspire Aspire /CompuCredit Asset Acceptance LLC Avenue Shops / WFNNB Axsys / Fingerhut Axsys / Fingerhut Banana Republic Banco Popular Bank Card Services Bank First Action Card Bank of America (Current Visa) Bank of America (Current Mastercard) Bank of America (Past Due Mastercard) Bank of America (Past Due Visa) Bank of Boston Bank of Hawaii Bank One / First USA BB&T 14183 BDP/ HRS Bealls/ WFNNB Bedford Fair Belk Center Inc. Beneficial /(Household) HFC Revolving Loans Beneficial /(Household) HFC Installment Loans Bergner's/Saks Best Buy /HRS Blazer Finanical Bloomingdales /FACS Bon Marche/FACS Bonton Boscov Bose/ HRS Boston Store /Saks Bowflew / HRS BP Oil Bradlees / HRS Bradlees / HRS Brandsmart/HRS Brandsmart / GE Brauns / HRS Breuners / HRS Builders Square/ HRS Burdines Store/ FACS Cabelas Club Visa Cambridge Credit/ HRS Capital One Capital One Loans Card Service Center/FCNB Stores Card Service Center/Regular credit cards Carson Pirie Scott Casual Corner / GE Centennial -see First Premier Bank Central Hardware/ HRS Chadwicks - WFNNB Chase Chase Loans Chevron Citgo Citibank Associates Citibank Master Cards Citibank / Travelers Citibank Universal/ATT Citibank Visa Citi Business Card CitiCard Exceptions CitiFinancial CitiFinancial Loans City Furniture / GE Classic Home / HRS Clout Visa Cobrand Visa FDS Bank / Facs Compaq / HRS Comp USA / HRS Compass Bank Conseco now GE Capital Country Door Cosco / HRS Credit First NA / Firestone Cross Country Bank David's Bridal / HRS Dayton Retailer 9341 2.75% 8% Dell Financial Dillard’s Direct Charge Direct Merchants Discover 85 2% 9.9-17.99% Disney Credit Card Doppler Computer / HRS Dress Barn - WFNNB Eddie Bauer - Card Service Center Eddie Bauer - WFNNB Emerge Express - WFNNB Exxon / Mobil Facelifters /HRS Fashion Bug 776 2% 0% Fifth Third Bank Filene’s First Bankcard Center Firstar / Elan / US Bank First Cons. Master Trust First Family First Financial First National Credit Card First Nat’l Bank of Marin First Nat’l Bank of Omaha Visa First Nat'l Bank of Omaha MC First Premier Bank First Select First USA/ Bank One Five Star Bank Fleet Credit Card Services Fleet Standard Fleet Credit Card T FNANB FNANB & Circuit City Foleys Fred Meyers/Citibank Fred Meyers/GECC Gap/MCCBG Gardner White / HRS Gateway / Citibank Gateway/ HRS Get Smart see Providian GE Capital GE Capital for Mill Creek /Green Tree accounts GECC Germarie /HRS Ginny's GM Card Goldsmiths/ FACS Goldsteins Furniture / HRS Good Guys/ HRS Good Year/ Citibank Goody's -WFNNB Gordmans /WFNNB Gordons/ Citibank Gottschalk / HRS Green Tree see GE Capital Guitar Center/ HRS Hague Water / HRS Harlem Furniture /HRS Harris Bank /Partner First Heilig Meyers Heilig Meyers / HRS 102605 Help Card Helzberg / Citibank Helzberg / Citibank Herbergers /Saks Highland Superstores/ HRS Home America/ HRS Homebase/ HRS Home Depot/Citibank USA Home Shopping Network Honey Creek Household (Credit Card) Household (check) Houston Trane / HRS HSBC Bank Hudson Retailers Huntington Bank Ikea /HRS Individualized Bankcard / MBNA IRS Accts JCPenney / GE Cap JCrew- WFNNB Jessica London - WFNNB Jordan Marsh / FACS Juniper Bank Kaufmanns Key Bank / Citibank King Size -WFNNB Kmart/HRS Kohls Lane Bryant - WFNNB Lazarus / Facs Lechmere /GE Lerner -WFNNB Levitz/ HRS Limited- WFNNB Lord & Taylor Lowes 84 Lumber/ HRS Macy’s / GE Macy's /Broadway/ FACS Macy’s /Abraham Stauss/ FACS Marlo/HRS Marshall Fields Retailer Maurice's -WFNNB MBNA Gold MBNA Standard MBNA Platinum MBNA Loans McRaes /Saks Medical Bills Mellon /Citibank Menards / HRS Men's Warehouse Merksamers Jewelers Merrick Bank Merrick /Nextcard Accts Mervyns Retailer Midnight Velvet Mill Creek see GE Capital Mitsubishi / HRS Mobil/ WFNNB Money Tree Monogram Bank Monroe & Main Montgomery Ward National City Navy Federal -Credit Cards Navy Federal -Loans Neiman Marcus Newport News - Card Service Center Newport News - WFNNB New York & Co = WFNNB Nextcard Nordstrom Office Depot / Citibank Office Max / Citibank Old Navy /GE Orchard Bank Pacfic Sun Wear - WFNNB Palis Royal - WFNNB Parisians / Saks Payday Loans Peach Direct / HRS Peoples Bank Peoples Bank Loans Pier One / FACS PNC Proffits / Saks Provident Bank Providian Low line Providian Recovery/Legal QVC / HRS Radio Shack / Citibank Rainsoft / HRS Rhodes / HRS Rich’s/ FACS Roaman's / WFNNB Robinson May Rooms to Go/ HRS Rotman Furniture / HRS Sallie Mae Loans Sam Ash / HRS Sam’s Club Samuels /WFNNB Scott Shuptrine Furniture/ HRS Seamans/ HRS Sears MasterCard Sears Store card Service Merchandise -HRS Service Merchandise Seventh Avenue Shell Shop at Home Shopsmith / HRS Sony / HRS Spiegel FCNB -Card Service Center Spiegel Sports Authority Stage Stores Stapes / Citibank Sterling Jeweler's Stern's /Facs Structure SunTrust Suzuki Swiss Colony Target Retailers Target Visa Texaco Topps Appliance The Buckle US Bank /Business Accts USAA Value City Verizon /Citibank Credit Card Verizon Wireless Victoria Secrets Visa Wachovia Wachovia WalMart Wells Fargo Financial Wells Fargo Card Services(Visa & Mastercard) Wells Fargo Card Services(Norwest Visa) Wells Fargo Card Services(Norwest Mastercard) Wells Fargo Personal Loan WFNNB Yamaha Yamaha Music Younkers / Saks Zales / Citibank			Choose 0% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25%	Choose Not behind 1 2 3 4 5 6 7 8 9 10 10+	-- Choose One -- Credit Card Store Credit Signature Loan Business Loan Furniture Loan/Credit Medical Bills Collections Medical Bills Non Collections Utility Disconnected Only
	Select AAA Financial AAFES/Military Star Abercrombie & Finch Advanta Alegis Group Amana / HRS American Eagle American General American Express Amoco AMRE Amsouth Any Unsecured AquaCare Artic Cat Art Van Aspire Aspire /CompuCredit Asset Acceptance LLC Avenue Shops / WFNNB Axsys / Fingerhut Axsys / Fingerhut Banana Republic Banco Popular Bank Card Services Bank First Action Card Bank of America (Current Visa) Bank of America (Current Mastercard) Bank of America (Past Due Mastercard) Bank of America (Past Due Visa) Bank of Boston Bank of Hawaii Bank One / First USA BB&T 14183 BDP/ HRS Bealls/ WFNNB Bedford Fair Belk Center Inc. Beneficial /(Household) HFC Revolving Loans Beneficial /(Household) HFC Installment Loans Bergner's/Saks Best Buy /HRS Blazer Finanical Bloomingdales /FACS Bon Marche/FACS Bonton Boscov Bose/ HRS Boston Store /Saks Bowflew / HRS BP Oil Bradlees / HRS Bradlees / HRS Brandsmart/HRS Brandsmart / GE Brauns / HRS Breuners / HRS Builders Square/ HRS Burdines Store/ FACS Cabelas Club Visa Cambridge Credit/ HRS Capital One Capital One Loans Card Service Center/FCNB Stores Card Service Center/Regular credit cards Carson Pirie Scott Casual Corner / GE Centennial -see First Premier Bank Central Hardware/ HRS Chadwicks - WFNNB Chase Chase Loans Chevron Citgo Citibank Associates Citibank Master Cards Citibank / Travelers Citibank Universal/ATT Citibank Visa Citi Business Card CitiCard Exceptions CitiFinancial CitiFinancial Loans City Furniture / GE Classic Home / HRS Clout Visa Cobrand Visa FDS Bank / Facs Compaq / HRS Comp USA / HRS Compass Bank Conseco now GE Capital Country Door Cosco / HRS Credit First NA / Firestone Cross Country Bank David's Bridal / HRS Dayton Retailer 9341 2.75% 8% Dell Financial Dillard’s Direct Charge Direct Merchants Discover 85 2% 9.9-17.99% Disney Credit Card Doppler Computer / HRS Dress Barn - WFNNB Eddie Bauer - Card Service Center Eddie Bauer - WFNNB Emerge Express - WFNNB Exxon / Mobil Facelifters /HRS Fashion Bug 776 2% 0% Fifth Third Bank Filene’s First Bankcard Center Firstar / Elan / US Bank First Cons. Master Trust First Family First Financial First National Credit Card First Nat’l Bank of Marin First Nat’l Bank of Omaha Visa First Nat'l Bank of Omaha MC First Premier Bank First Select First USA/ Bank One Five Star Bank Fleet Credit Card Services Fleet Standard Fleet Credit Card T FNANB FNANB & Circuit City Foleys Fred Meyers/Citibank Fred Meyers/GECC Gap/MCCBG Gardner White / HRS Gateway / Citibank Gateway/ HRS Get Smart see Providian GE Capital GE Capital for Mill Creek /Green Tree accounts GECC Germarie /HRS Ginny's GM Card Goldsmiths/ FACS Goldsteins Furniture / HRS Good Guys/ HRS Good Year/ Citibank Goody's -WFNNB Gordmans /WFNNB Gordons/ Citibank Gottschalk / HRS Green Tree see GE Capital Guitar Center/ HRS Hague Water / HRS Harlem Furniture /HRS Harris Bank /Partner First Heilig Meyers Heilig Meyers / HRS 102605 Help Card Helzberg / Citibank Helzberg / Citibank Herbergers /Saks Highland Superstores/ HRS Home America/ HRS Homebase/ HRS Home Depot/Citibank USA Home Shopping Network Honey Creek Household (Credit Card) Household (check) Houston Trane / HRS HSBC Bank Hudson Retailers Huntington Bank Ikea /HRS Individualized Bankcard / MBNA IRS Accts JCPenney / GE Cap JCrew- WFNNB Jessica London - WFNNB Jordan Marsh / FACS Juniper Bank Kaufmanns Key Bank / Citibank King Size -WFNNB Kmart/HRS Kohls Lane Bryant - WFNNB Lazarus / Facs Lechmere /GE Lerner -WFNNB Levitz/ HRS Limited- WFNNB Lord & Taylor Lowes 84 Lumber/ HRS Macy’s / GE Macy's /Broadway/ FACS Macy’s /Abraham Stauss/ FACS Marlo/HRS Marshall Fields Retailer Maurice's -WFNNB MBNA Gold MBNA Standard MBNA Platinum MBNA Loans McRaes /Saks Medical Bills Mellon /Citibank Menards / HRS Men's Warehouse Merksamers Jewelers Merrick Bank Merrick /Nextcard Accts Mervyns Retailer Midnight Velvet Mill Creek see GE Capital Mitsubishi / HRS Mobil/ WFNNB Money Tree Monogram Bank Monroe & Main Montgomery Ward National City Navy Federal -Credit Cards Navy Federal -Loans Neiman Marcus Newport News - Card Service Center Newport News - WFNNB New York & Co = WFNNB Nextcard Nordstrom Office Depot / Citibank Office Max / Citibank Old Navy /GE Orchard Bank Pacfic Sun Wear - WFNNB Palis Royal - WFNNB Parisians / Saks Payday Loans Peach Direct / HRS Peoples Bank Peoples Bank Loans Pier One / FACS PNC Proffits / Saks Provident Bank Providian Low line Providian Recovery/Legal QVC / HRS Radio Shack / Citibank Rainsoft / HRS Rhodes / HRS Rich’s/ FACS Roaman's / WFNNB Robinson May Rooms to Go/ HRS Rotman Furniture / HRS Sallie Mae Loans Sam Ash / HRS Sam’s Club Samuels /WFNNB Scott Shuptrine Furniture/ HRS Seamans/ HRS Sears MasterCard Sears Store card Service Merchandise -HRS Service Merchandise Seventh Avenue Shell Shop at Home Shopsmith / HRS Sony / HRS Spiegel FCNB -Card Service Center Spiegel Sports Authority Stage Stores Stapes / Citibank Sterling Jeweler's Stern's /Facs Structure SunTrust Suzuki Swiss Colony Target Retailers Target Visa Texaco Topps Appliance The Buckle US Bank /Business Accts USAA Value City Verizon /Citibank Credit Card Verizon Wireless Victoria Secrets Visa Wachovia Wachovia WalMart Wells Fargo Financial Wells Fargo Card Services(Visa & Mastercard) Wells Fargo Card Services(Norwest Visa) Wells Fargo Card Services(Norwest Mastercard) Wells Fargo Personal Loan WFNNB Yamaha Yamaha Music Younkers / Saks Zales / Citibank			Choose 0% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25%	Choose Not behind 1 2 3 4 5 6 7 8 9 10 10+	-- Choose One -- Credit Card Store Credit Signature Loan Business Loan Furniture Loan/Credit Medical Bills Collections Medical Bills Non Collections Utility Disconnected Only
	Select AAA Financial AAFES/Military Star Abercrombie & Finch Advanta Alegis Group Amana / HRS American Eagle American General American Express Amoco AMRE Amsouth Any Unsecured AquaCare Artic Cat Art Van Aspire Aspire /CompuCredit Asset Acceptance LLC Avenue Shops / WFNNB Axsys / Fingerhut Axsys / Fingerhut Banana Republic Banco Popular Bank Card Services Bank First Action Card Bank of America (Current Visa) Bank of America (Current Mastercard) Bank of America (Past Due Mastercard) Bank of America (Past Due Visa) Bank of Boston Bank of Hawaii Bank One / First USA BB&T 14183 BDP/ HRS Bealls/ WFNNB Bedford Fair Belk Center Inc. Beneficial /(Household) HFC Revolving Loans Beneficial /(Household) HFC Installment Loans Bergner's/Saks Best Buy /HRS Blazer Finanical Bloomingdales /FACS Bon Marche/FACS Bonton Boscov Bose/ HRS Boston Store /Saks Bowflew / HRS BP Oil Bradlees / HRS Bradlees / HRS Brandsmart/HRS Brandsmart / GE Brauns / HRS Breuners / HRS Builders Square/ HRS Burdines Store/ FACS Cabelas Club Visa Cambridge Credit/ HRS Capital One Capital One Loans Card Service Center/FCNB Stores Card Service Center/Regular credit cards Carson Pirie Scott Casual Corner / GE Centennial -see First Premier Bank Central Hardware/ HRS Chadwicks - WFNNB Chase Chase Loans Chevron Citgo Citibank Associates Citibank Master Cards Citibank / Travelers Citibank Universal/ATT Citibank Visa Citi Business Card CitiCard Exceptions CitiFinancial CitiFinancial Loans City Furniture / GE Classic Home / HRS Clout Visa Cobrand Visa FDS Bank / Facs Compaq / HRS Comp USA / HRS Compass Bank Conseco now GE Capital Country Door Cosco / HRS Credit First NA / Firestone Cross Country Bank David's Bridal / HRS Dayton Retailer 9341 2.75% 8% Dell Financial Dillard’s Direct Charge Direct Merchants Discover 85 2% 9.9-17.99% Disney Credit Card Doppler Computer / HRS Dress Barn - WFNNB Eddie Bauer - Card Service Center Eddie Bauer - WFNNB Emerge Express - WFNNB Exxon / Mobil Facelifters /HRS Fashion Bug 776 2% 0% Fifth Third Bank Filene’s First Bankcard Center Firstar / Elan / US Bank First Cons. Master Trust First Family First Financial First National Credit Card First Nat’l Bank of Marin First Nat’l Bank of Omaha Visa First Nat'l Bank of Omaha MC First Premier Bank First Select First USA/ Bank One Five Star Bank Fleet Credit Card Services Fleet Standard Fleet Credit Card T FNANB FNANB & Circuit City Foleys Fred Meyers/Citibank Fred Meyers/GECC Gap/MCCBG Gardner White / HRS Gateway / Citibank Gateway/ HRS Get Smart see Providian GE Capital GE Capital for Mill Creek /Green Tree accounts GECC Germarie /HRS Ginny's GM Card Goldsmiths/ FACS Goldsteins Furniture / HRS Good Guys/ HRS Good Year/ Citibank Goody's -WFNNB Gordmans /WFNNB Gordons/ Citibank Gottschalk / HRS Green Tree see GE Capital Guitar Center/ HRS Hague Water / HRS Harlem Furniture /HRS Harris Bank /Partner First Heilig Meyers Heilig Meyers / HRS 102605 Help Card Helzberg / Citibank Helzberg / Citibank Herbergers /Saks Highland Superstores/ HRS Home America/ HRS Homebase/ HRS Home Depot/Citibank USA Home Shopping Network Honey Creek Household (Credit Card) Household (check) Houston Trane / HRS HSBC Bank Hudson Retailers Huntington Bank Ikea /HRS Individualized Bankcard / MBNA IRS Accts JCPenney / GE Cap JCrew- WFNNB Jessica London - WFNNB Jordan Marsh / FACS Juniper Bank Kaufmanns Key Bank / Citibank King Size -WFNNB Kmart/HRS Kohls Lane Bryant - WFNNB Lazarus / Facs Lechmere /GE Lerner -WFNNB Levitz/ HRS Limited- WFNNB Lord & Taylor Lowes 84 Lumber/ HRS Macy’s / GE Macy's /Broadway/ FACS Macy’s /Abraham Stauss/ FACS Marlo/HRS Marshall Fields Retailer Maurice's -WFNNB MBNA Gold MBNA Standard MBNA Platinum MBNA Loans McRaes /Saks Medical Bills Mellon /Citibank Menards / HRS Men's Warehouse Merksamers Jewelers Merrick Bank Merrick /Nextcard Accts Mervyns Retailer Midnight Velvet Mill Creek see GE Capital Mitsubishi / HRS Mobil/ WFNNB Money Tree Monogram Bank Monroe & Main Montgomery Ward National City Navy Federal -Credit Cards Navy Federal -Loans Neiman Marcus Newport News - Card Service Center Newport News - WFNNB New York & Co = WFNNB Nextcard Nordstrom Office Depot / Citibank Office Max / Citibank Old Navy /GE Orchard Bank Pacfic Sun Wear - WFNNB Palis Royal - WFNNB Parisians / Saks Payday Loans Peach Direct / HRS Peoples Bank Peoples Bank Loans Pier One / FACS PNC Proffits / Saks Provident Bank Providian Low line Providian Recovery/Legal QVC / HRS Radio Shack / Citibank Rainsoft / HRS Rhodes / HRS Rich’s/ FACS Roaman's / WFNNB Robinson May Rooms to Go/ HRS Rotman Furniture / HRS Sallie Mae Loans Sam Ash / HRS Sam’s Club Samuels /WFNNB Scott Shuptrine Furniture/ HRS Seamans/ HRS Sears MasterCard Sears Store card Service Merchandise -HRS Service Merchandise Seventh Avenue Shell Shop at Home Shopsmith / HRS Sony / HRS Spiegel FCNB -Card Service Center Spiegel Sports Authority Stage Stores Stapes / Citibank Sterling Jeweler's Stern's /Facs Structure SunTrust Suzuki Swiss Colony Target Retailers Target Visa Texaco Topps Appliance The Buckle US Bank /Business Accts USAA Value City Verizon /Citibank Credit Card Verizon Wireless Victoria Secrets Visa Wachovia Wachovia WalMart Wells Fargo Financial Wells Fargo Card Services(Visa & Mastercard) Wells Fargo Card Services(Norwest Visa) Wells Fargo Card Services(Norwest Mastercard) Wells Fargo Personal Loan WFNNB Yamaha Yamaha Music Younkers / Saks Zales / Citibank			Choose 0% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25%	Choose Not behind 1 2 3 4 5 6 7 8 9 10 10+	-- Choose One -- Credit Card Store Credit Signature Loan Business Loan Furniture Loan/Credit Medical Bills Collections Medical Bills Non Collections Utility Disconnected Only
	Select AAA Financial AAFES/Military Star Abercrombie & Finch Advanta Alegis Group Amana / HRS American Eagle American General American Express Amoco AMRE Amsouth Any Unsecured AquaCare Artic Cat Art Van Aspire Aspire /CompuCredit Asset Acceptance LLC Avenue Shops / WFNNB Axsys / Fingerhut Axsys / Fingerhut Banana Republic Banco Popular Bank Card Services Bank First Action Card Bank of America (Current Visa) Bank of America (Current Mastercard) Bank of America (Past Due Mastercard) Bank of America (Past Due Visa) Bank of Boston Bank of Hawaii Bank One / First USA BB&T 14183 BDP/ HRS Bealls/ WFNNB Bedford Fair Belk Center Inc. Beneficial /(Household) HFC Revolving Loans Beneficial /(Household) HFC Installment Loans Bergner's/Saks Best Buy /HRS Blazer Finanical Bloomingdales /FACS Bon Marche/FACS Bonton Boscov Bose/ HRS Boston Store /Saks Bowflew / HRS BP Oil Bradlees / HRS Bradlees / HRS Brandsmart/HRS Brandsmart / GE Brauns / HRS Breuners / HRS Builders Square/ HRS Burdines Store/ FACS Cabelas Club Visa Cambridge Credit/ HRS Capital One Capital One Loans Card Service Center/FCNB Stores Card Service Center/Regular credit cards Carson Pirie Scott Casual Corner / GE Centennial -see First Premier Bank Central Hardware/ HRS Chadwicks - WFNNB Chase Chase Loans Chevron Citgo Citibank Associates Citibank Master Cards Citibank / Travelers Citibank Universal/ATT Citibank Visa Citi Business Card CitiCard Exceptions CitiFinancial CitiFinancial Loans City Furniture / GE Classic Home / HRS Clout Visa Cobrand Visa FDS Bank / Facs Compaq / HRS Comp USA / HRS Compass Bank Conseco now GE Capital Country Door Cosco / HRS Credit First NA / Firestone Cross Country Bank David's Bridal / HRS Dayton Retailer 9341 2.75% 8% Dell Financial Dillard’s Direct Charge Direct Merchants Discover 85 2% 9.9-17.99% Disney Credit Card Doppler Computer / HRS Dress Barn - WFNNB Eddie Bauer - Card Service Center Eddie Bauer - WFNNB Emerge Express - WFNNB Exxon / Mobil Facelifters /HRS Fashion Bug 776 2% 0% Fifth Third Bank Filene’s First Bankcard Center Firstar / Elan / US Bank First Cons. Master Trust First Family First Financial First National Credit Card First Nat’l Bank of Marin First Nat’l Bank of Omaha Visa First Nat'l Bank of Omaha MC First Premier Bank First Select First USA/ Bank One Five Star Bank Fleet Credit Card Services Fleet Standard Fleet Credit Card T FNANB FNANB & Circuit City Foleys Fred Meyers/Citibank Fred Meyers/GECC Gap/MCCBG Gardner White / HRS Gateway / Citibank Gateway/ HRS Get Smart see Providian GE Capital GE Capital for Mill Creek /Green Tree accounts GECC Germarie /HRS Ginny's GM Card Goldsmiths/ FACS Goldsteins Furniture / HRS Good Guys/ HRS Good Year/ Citibank Goody's -WFNNB Gordmans /WFNNB Gordons/ Citibank Gottschalk / HRS Green Tree see GE Capital Guitar Center/ HRS Hague Water / HRS Harlem Furniture /HRS Harris Bank /Partner First Heilig Meyers Heilig Meyers / HRS 102605 Help Card Helzberg / Citibank Helzberg / Citibank Herbergers /Saks Highland Superstores/ HRS Home America/ HRS Homebase/ HRS Home Depot/Citibank USA Home Shopping Network Honey Creek Household (Credit Card) Household (check) Houston Trane / HRS HSBC Bank Hudson Retailers Huntington Bank Ikea /HRS Individualized Bankcard / MBNA IRS Accts JCPenney / GE Cap JCrew- WFNNB Jessica London - WFNNB Jordan Marsh / FACS Juniper Bank Kaufmanns Key Bank / Citibank King Size -WFNNB Kmart/HRS Kohls Lane Bryant - WFNNB Lazarus / Facs Lechmere /GE Lerner -WFNNB Levitz/ HRS Limited- WFNNB Lord & Taylor Lowes 84 Lumber/ HRS Macy’s / GE Macy's /Broadway/ FACS Macy’s /Abraham Stauss/ FACS Marlo/HRS Marshall Fields Retailer Maurice's -WFNNB MBNA Gold MBNA Standard MBNA Platinum MBNA Loans McRaes /Saks Medical Bills Mellon /Citibank Menards / HRS Men's Warehouse Merksamers Jewelers Merrick Bank Merrick /Nextcard Accts Mervyns Retailer Midnight Velvet Mill Creek see GE Capital Mitsubishi / HRS Mobil/ WFNNB Money Tree Monogram Bank Monroe & Main Montgomery Ward National City Navy Federal -Credit Cards Navy Federal -Loans Neiman Marcus Newport News - Card Service Center Newport News - WFNNB New York & Co = WFNNB Nextcard Nordstrom Office Depot / Citibank Office Max / Citibank Old Navy /GE Orchard Bank Pacfic Sun Wear - WFNNB Palis Royal - WFNNB Parisians / Saks Payday Loans Peach Direct / HRS Peoples Bank Peoples Bank Loans Pier One / FACS PNC Proffits / Saks Provident Bank Providian Low line Providian Recovery/Legal QVC / HRS Radio Shack / Citibank Rainsoft / HRS Rhodes / HRS Rich’s/ FACS Roaman's / WFNNB Robinson May Rooms to Go/ HRS Rotman Furniture / HRS Sallie Mae Loans Sam Ash / HRS Sam’s Club Samuels /WFNNB Scott Shuptrine Furniture/ HRS Seamans/ HRS Sears MasterCard Sears Store card Service Merchandise -HRS Service Merchandise Seventh Avenue Shell Shop at Home Shopsmith / HRS Sony / HRS Spiegel FCNB -Card Service Center Spiegel Sports Authority Stage Stores Stapes / Citibank Sterling Jeweler's Stern's /Facs Structure SunTrust Suzuki Swiss Colony Target Retailers Target Visa Texaco Topps Appliance The Buckle US Bank /Business Accts USAA Value City Verizon /Citibank Credit Card Verizon Wireless Victoria Secrets Visa Wachovia Wachovia WalMart Wells Fargo Financial Wells Fargo Card Services(Visa & Mastercard) Wells Fargo Card Services(Norwest Visa) Wells Fargo Card Services(Norwest Mastercard) Wells Fargo Personal Loan WFNNB Yamaha Yamaha Music Younkers / Saks Zales / Citibank			Choose 0% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25%	Choose Not behind 1 2 3 4 5 6 7 8 9 10 10+	-- Choose One -- Credit Card Store Credit Signature Loan Business Loan Furniture Loan/Credit Medical Bills Collections Medical Bills Non Collections Utility Disconnected Only

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